MORTGAGE ADVICE BUREAU

Don’t pay too much for your mortgage – Shop around with Mortgage Advice Bureau.

What is the Mortgage Advice Bureau?

 The Mortgage advice Bureau is a Mortgage broker in house at Ashley Adams Estate Agents that use a sophisticated computer system called Mortgage Link, that is able to search over 100 bank, building societies and other lenders nation-wide, to find you the most competitive mortgage deal.  Our aim is to save you time and money. 

 Can they arrange my mortgage?

 YES.  The bureau will complete all necessary application forms and forward them to the lender on your behalf.   Your application is then monitored through to a formal mortgage offer being issued. 

 What else does the Bureau offer?

 As the Bureau is not a bank, building society, or estate Agents, they are able to act solely for you, the client.   This includes making offers on the property you have chosen and negotiating with the Estate Agent.  Competitive Solicitors deals can also be arranged through many local firms that we have contacts with.

 How much will I have to pay for mortgage advice?

 NOTHING.  The Bureau offers general mortgage advice absolutely free of charge.

 Will I pay a fee for you to arrange my mortgage?

 NO.  Most mortgages are either repayment or interest only with an Investment linked product.  If the Life Assurance or Investment product is arranged through the Bureau, they will receive commission from the Assurance Company that they use.   It is normal practice that whoever ARRANGES YOUR INSURANCE will receive a commission, even the banks and building societies if you go direct.  The mortgage service is free, even if you do not arrange you policy through the Bureau.

 What do I do next?

 Make an appointment to see the Mortgage Advice Bureau by telephoning our HOTLINE (0800 202030) number for more information.  There may be a local Mortgage Advice Bureau near to you, but contact us for more information.

 On your first visit, the Bureau will give you an indication of the kind of home that you can afford and will advise you of the procedure of buying a property.

I have found a property I like, what do I do now?

 Once you have viewed the property, call back to see us, remember that Estate Agents are acting on behalf of the owner to get the best possible price for the property.  This can be very daunting, particularly for the first time buyer to make an initial offer to an experienced Sales Negotiator.  We will make offers on your behalf.  When your offer is accepted, we will computer match you with the most suitable mortgage deal at the time.

 YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.

Written details of credit terms available on request, Life Assurance may be required.

Back to the Ashley Adams welcome page...

Back to the Ashley Adams company page...